Agri SME's Team Head

A GLIMPSE ABOUT CRÉDIT AGRICOLE EGYPT:

Crédit Agricole Egypt
Since its launch in 2006, Crédit Agricole Egypt has succeeded to become a strong player on the economic scene, positioning itself as the Reference European Bank in Egypt. Aiming to become a leading innovation-driven sustainable bank, Crédit Agricole Egypt is committed to bring its international expertise to the local market to serve its clients and drive the sustainable development in line with Egypt's national priorities.

With a universal customer-focused model, Crédit Agricole Egypt is "a whole bank just for you" serving the entire spectrum of customers: individuals, SMEs, enterprises, Corporate and public sector. Prioritizing its customers' best interests, Crédit Agricole Egypt presents an extensive range of services, tailored financial solutions and the sound advice, to accompany its clients in their walk of life. Awarded most innovative bank in Egypt, convenience and distinguished customer experience is Crédit Agricole Egypt's endeavor to attain its customers' satisfaction throughout its nationwide network of branches and its state-of-the-art fully-fledged platform of digital services. Furthermore, Crédit Agricole Egypt is in line with the world's digital transformation, encouraging and implementing an innovative environment to exceed its customers' expectations.

In addition, for being an active contributor to the local economy, the bank is committed to support the development of the Egyptian community and the respect of the environment.

Duties & Responsibilities:

Marketing Activities/ Portfolio Management:

Manage and develop the portfolio of either borrowing & customer non-borrowing

Responsible for the growth and maintenance of the borrowing customer's portfolio

Develop and implement strategies to drive growth and profitability within the business

Collaborate with other departments to ensure alignment on business goals and objectives

Monitor market trends and competitor's activities to identify opportunities for growth

Build relationships with key stakeholders including customers and suppliers

Introducing new Agri prospects to bank

Achieve assigned Assets budget

Maximize own portfolio and Agri Team portfolio profitability,

Cross sell and promote CAE products and services to AGRI clients

Managing personally any customers' complaints

Conducting regular visits to customers (with concerned RM) as well as prospect clients to generate successful leads

Maximize Trade Finance activity of the Agri portfolio

Ensure portfolio maintenance (no expiries, no irregularities, no short fall in collaterals)

Generating all "Assets" related reports for portfolio maintenance

Providing service level excellence to Agri Team customers and ensure RMs follows his steps

Credit write up

Credit write up & carefully analyze client financial statements, structure credit facilities & mitigate risks

Review credit proposals of the team prior to Credit Risk Committee

Present and discuss Credit proposals in the Credit Risk Committee

Handle renewal of existing client facilities

Raise the flag for any risky accounts/transactions that might have an impact on the overall portfolio risk parameters

Conduct full market and industry analysis and assess client business

Management:

Managing and coaching team of SRMs

Provide guidance and support to team members to help them achieve their goals and objectives

Maintaining discipline in the Agri team and ensure subordinates are in full adherence and abidance to CAE rules and values

Requirements

12+ years of Experience in SME's/ Corporate Banking

Bachelor Degree of Accounting/ Finance

MBA is a plus

Credit Course/ CFA