Credit Analyst

7 months ago


مصر, Egypt Nawy Real Estate Full time

**Responsibilities**:
1. Credit Evaluation:

- Analyze financial statements, credit reports, and other financial data to determine the risk level.
- Conduct industry and market research to evaluate the financial health and stability of borrowers.

2. Risk Assessment:

- Assess the risk associated with extending credit and make recommendations on credit limits and terms.
- Identify potential risks and areas of concern and propose appropriate risk mitigation strategies.

3. Credit Monitoring:

- Monitor the credit performance of existing borrowers and identify early warning signs of financial difficulties.
- Review and analyze financial statements, credit reports, and other relevant information on an ongoing basis.

4. Documentation and Reporting:

- Prepare credit analysis reports documenting the evaluation and recommendations.
- Maintain accurate and up-to-date records of credit evaluation, approvals, and monitoring activities.
- Generate periodic reports on credit portfolio quality and performance.

**Requirements**:

- Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Proven experience as a Credit Analyst or a similar role, with 2-4 years of experience.
- Strong analytical skills with the ability to analyze financial statements, credit reports, and other financial data.
- Knowledge of credit evaluation and risk assessment principles and practices.
- Familiarity with lending regulations and compliance.
- Excellent attention to detail and accuracy.
- Strong organizational and time management skills.
- Effective communication and interpersonal skills.


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