Credit Analyst Banking

6 months ago


مصر, Egypt Pillars Consultancy Full time

Credit Analyst Banking (Muscat - Oman)

Role Statement (brief general overview of key focus of the position)
The Credit Analyst is responsible for assessing the creditworthiness of loan applicants, analyzing financial data, and making informed recommendations to ensure responsible lending and mitigate credit risk. They are also responsible monitoring of Credit Risk through pre-sanction and periodic review of Credit Applications

Key Objectives (the key result areas for the position - KPI’s)

**Credit Analysis**
Evaluate the risk associated with each credit request and determine the appropriate credit limit and terms

**Financial Statement Analysis**
Analyze income statements, balance sheets, cash flow statements, projections and tax returns to understand the financial health borrowers
Identify any irregularities or discrepancies in financial data

**Industry and Market Research**
Stay updated on industry trends, economic conditions, and market developments that could impact credit risk
Assess the borrower’s industry and market conditions to make informed lending decisions

**Risk Assessment**
Assign a credit score or rating to applicants based on their financial health, payment history, and other relevant factors
Determine the likelihood of default and potential losses associated with each credit request
Discuss with BU RMs/Credit Analyst and other Business Units of the Bank in order to facilitate proper structuring of facilities / security structure in order to minimize risks

**Documentation**
Prepare credit reports and documentation outlining the credit analysis and recommendations
Liaison with RCU to ensure accurate reflection in the CAs of security held and security required

**Monitoring and Portfolio Management**
Monitor the creditworthiness of existing borrowers and make recommendations for changes in credit terms if necessary
Assist in managing and reducing the bank’s overall credit risk exposure

Build and grow strong positive working relationships with stakeholders and business units
Champion quality-driven outcomes and identity, implement and enforce quality processes
Be a role model for teamwork, communication, building partnerships to collectively deliver excellent outcomes.
Ensure Compliance with banks policies and procedures
Undertake specific assignments as required in order to supporting the wider bank to achieve its objectives, working on specific and ad-hoc assignments as required
Person Specifications

**Education & Experience**
Bachelor’s degree in Finance or related major
Minimum 5 years of experience in credit analyst role
Experience in the financial sector
Demonstratable financial analysis experience
Ability of building, managing and influencing relationships
Strong problem-solving and analytical abilities
Strong communication and engagement skills - written, oral and presentation
Organized and skillful at prioritizing and planning multiple activities and then delivering agreed outcomes on time.
Extremely organized, whilst remaining an ability to successfully manage multiple priorities
Supportive of continuous improvement.



  • مصر, Egypt Citi Full time

    Corporate Banking sits in Citi’s Banking, Capital Markets and Advisory division. We support our clients by delivering an international network and an integrated range of wholesale banking products and services to clients across three main segments that are Public sector, financial Institutions and Large Local Corporates. We, at Citi deliver responsible,...


  • مصر, Egypt EGBank Full time

    **JOB PURPOSE** Assessment of the credit worthiness of various corporate banking customers of the bank and develops strong knowledge of the industry and awareness of recent developments along with thorough understanding of the accounts allocated to him/her within the said industry. - **MAJOR RESPONSIBILITIES AND ACOUNTABILITIES**: - Carry out comprehensive...

  • Credit Analyst

    6 months ago


    مصر, Egypt Nawy Real Estate Full time

    **Responsibilities**: 1. Credit Evaluation: - Analyze financial statements, credit reports, and other financial data to determine the risk level. - Conduct industry and market research to evaluate the financial health and stability of borrowers. 2. Risk Assessment: - Assess the risk associated with extending credit and make recommendations on credit...

  • Credit Manager

    6 months ago


    مصر, Egypt Nawy Real Estate Full time

    Your primary objective will be to ensure that the company's mortgage lending activities adhere to established credit policies and guidelines while minimizing risk exposure. This role requires a deep understanding of credit analysis, mortgage underwriting, and regulatory compliance. - Assess creditworthiness of the clients. - Monitor and analyze credit...


  • مصر, Egypt EGBank Full time

    Description Ensure that bank’s credit-granting activities conform to the established strategy and that approved policies and procedures and CBE guidelines are implemented. Manage an assigned credit portfolio with ongoing credit monitoring of assigned portfolio performance and detect early warning signals, deviations, deteriorating financial or operating...

  • Credit Administration

    6 months ago


    مصر, Egypt Ingram Micro Full time

    **Description** **Who are we?** Ingram Micro helps businesses fully realize the promise of technology. No other company delivers the full spectrum of global technology and supply chain services to businesses around the world. Ingram Micro's global infrastructure and deep expertise in technology solutions, supply chain, cloud and mobility enable its you to...

  • Financial Analyst

    6 months ago


    مصر, Egypt FlapKap Full time

    **What is FlapKap?** We are the financial growth partner for the digitally-native businesses in the Middle East and Africa. We support online businesses to overcome their cash constraints by financing their working capital and we ensure their growth without losing equity. We also give them insights on their media spend to maximize their revenues and...

  • Financial Analyst

    6 months ago


    مصر, Egypt FlapKap Full time

    **What is FlapKap?** We are the financial growth partner for the digitally-native businesses in the Middle East and Africa. We support online businesses to overcome their cash constraints by financing their working capital and we ensure their growth without losing equity. We also give them insights on their media spend to maximize their revenues and...


  • مصر, Egypt HSBC Full time

    -Job description **Key Accountabilities in this role**: - Provide Global Banking, Commercial Banking and Business Banking with reliable, cost efficiently and timely Credit investigation reports. - Reviewing and ensuring sound knowledge of risk parameters and controls to contribute in keeping different types of risks at acceptable levels, specifically...

  • Credit Controller

    6 months ago


    مصر, Egypt Ingram Micro Full time

    **Description** **Who are we?** Ingram Micro helps businesses fully realize the promise of technology. No other company delivers the full spectrum of global technology and supply chain services to businesses around the world. Ingram Micro's global infrastructure and deep expertise in technology solutions, supply chain, cloud and mobility enable its...


  • مصر, Egypt EGBank Full time

    Description To be responsible for Risk function related to Small Business underwriting. Reviewing the presented credit proposals for new facilities as well as the renewal of the existing Responsible for evaluating the credit worthiness of potential borrowers via the underwriting of borrower financial statements, collateral coverage, and guarantor...


  • مصر, Egypt HSBC Full time

    -Job description **Key Accountabilities in this role**: - Provide Global Banking, Commercial Banking and Business Banking with reliable, cost efficiently and timely Credit investigation reports. - Reviewing and ensuring sound knowledge of risk parameters and controls to contribute in keeping different types of risks at acceptable levels, specifically...

  • Credit Controller

    6 months ago


    مصر, Egypt Ocean Network Express Full time

    **Job Purpose & Primary Job Responsibilities** Ensure timely collection of outstanding receivables and financial risk analysis to grant credit within the Global Credit Policy. Put all collection actions internally and externally, to collect outstanding invoices. **Responsibilities**: - Follow established procedures and guidelines to ensure effective AR...


  • مصر, Egypt HSBC Full time

    -Job description **Principal Responsibilities** - Oversee and Manage the credit quality within Wholesale Credit Risk (WCR) with particular focus on Multinationals, Large Corporate and Government related entities. - Be a senior point of contact within WCR for the Global Banking team with regards to credit risk issues. - Responsible for reviewing and...

  • Retail Credit Reviewer

    6 months ago


    مصر, Egypt EGBank Full time

    Checking the accepted criteria as per policy such as income, profession, and years in Business, home location and DBR Calculation by fulfilling evaluation checklist. - Ensure the standard operating procedures for credit underwriting, verification, documentation delegation is complied with & detailed exception & regularly reported to management. - Communicate...


  • مصر, Egypt EGBank Full time

    Description Check & review Full Documentations of purpose CR compliance with Check list, guidelines, and policies. Ensure post approval compliance with guidelines, policies, procedures & terms of approval to prepare activation form. Monitor the preparation of daily and weekly monitoring reports & ensure that all monitoring reports are generated, followed...


  • مصر, Egypt EGBank Full time

    **JOB PURPOSE** To perform credit review function effectively according to policy and CBE guidelines for Large Corporate clients through conducting comprehensive evaluation for credit proposals and to assess obligors creditworthiness to provide credit decision/recommendations to the respective committee. - **MAJOR RESPONSIBILITIES AND ACCOUNTABILITIES** -...


  • مصر, Egypt EGBank Full time

    Key Accountabilities Handling Syndication, Corporate & SMEs documentation drafting and facilities activation including Leasing & structured finance conventional and Islamic Portfolio. Review approved credit proposals in order to determine the necessary documentary framework (documents check list) for implementation of approved credit structure...


  • مصر, Egypt EGBank Full time

    Description Check & review Full Documentations of purpose CR compliance with Checklist, guidelines, and policies. Ensure post approval compliance with guidelines, policies, procedures & terms of approval to prepare activation form. Preparing daily and weekly monitoring reports & ensure that all monitoring reports are generated, followed -up & filed...


  • مصر, Egypt Nestle Operational Services Worldwide SA Full time

    Credit Analyst POSITION SNAPSHOT Location: Cairo, Egypt Company: Nestlé Business Services Department: Order to Cash Full-time This position gathers and interprets financial information effectively and forms data into meaningful and concise analyses while considering a broad range of interdependent issues. Identifies areas for change, take decisions based...