Manager, Wholesale Risk
2 days ago
**Principal responsibilities**
- Assist in monitoring & overseeing CMB corporate loan portfolio;
- Fully understands lending criteria and CBE guidance regarding management of corporate portfolio, as well as CBE programs promoting growth of industrial segment.
- Undertake appropriate due diligence in reviewing all basic elements of CMB credit proposals to make neutral and objective credit judgment, and recommend/approve appropriate credit structures & decisions;
- Review and comment on management information reports submitted by CMB team to assist Head of CMB approvals and HoWMR to monitor the overall credit quality of the portfolio;
- Provide advice and support to CMB in respect of Bank’s policies and Credit Standards;
- Cooperate with other sections under Wholesale Credit Risk to improve credit policies, strengthen risk identification and control, and enhance information systems;
- Carry out specific administrative functions within Wholesale Credit Risk so as to streamline the work and ensure the best practices;
- Accomplish ad hoc assignment assigned by management from time to time
**Requirements**:
**Qualifications**
- University Graduate in Business/Finance/Accounting
- Over five years’ experience in credit risk management and credit control functions in Banking Industry
- Sound knowledge on economic environment, market conditions, business culture, internal/external policies and banking products; as well as local legal and regulatory requirements
- Strong business sense & judgment in credit risk management to avoid taking in assets which subsequently turn into problem accounts as well as missing potential lucrative business opportunities;
- Ability to maintain a consistently prudent credit culture and oversee the Bank’s credit quality across the corporate loan book for managing both non-systematic and systematic risks.
- Proficiency in both English and Chinese
- High standard of business ethics
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