Employee Benefits Underwriter

1 week ago


القاهرة, Egypt AXA Egypt Full time

Evaluate and assess proposed risks to set accurate, adequate, and competitive premiums.
- Conduct pricing analysis on the book of business, ensuring that premiums are both competitive and affordable.
- Handle large and complex accounts, including those with high Gross Written Premium (GWP).
- Assist junior team members in their roles, providing guidance and support to enhance their skills and performance.
- Develop and deliver training to ensure team members are knowledgeable about underwriting practices and procedures.
- Study and assess new group submissions from the sales team, working closely to gather necessary information for pricing.
- Calculate renewal rates based on group experience, contract terms, and conditions.
- Assist the sales team during negotiations with prospects or existing clients, aligning client needs with benefits and budget considerations.
- Contact reinsurers as needed to support underwriting decisions and obtain necessary information.
- Ensure adherence to underwriting guidelines and department authority matrix.
- Prepare and present monthly reports and dashboards to track performance and outcomes.
- Monitor and analyze portfolio performance, identifying trends and recommending improvements.
- Build and maintain relationships with other business areas to enhance communication and facilitate decision-making processes.
- Carry out assigned tasks effectively to achieve both personal and business goals, in accordance with organizational rules and guidelines.

**Skills**:
**Education / Certifications**:

- Bachelor’s degree in business, Finance or Actuarial Science
- Medical background is an advantage.

**Job Qualifications**:

- **Minimum 2 years of experience as an Underwriter is required.**

**Soft Skills & Behavioral Competencies**:

- Strong analytical skills
- Good oral and written communication skills
- Commitment to teamwork
- Good computer skills

**Job Details**:

- Job Location
- Cairo, Egypt
- Job Role
- Accounting/Banking/Finance
- Employment Type
- Employee
- Career Level
- Mid Career


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