Credit Risk Lead

2 weeks ago


مصر, Egypt CEQUENS Full time

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**Responsibilities**
- **Develop and maintain **credit approval policies.
- **Conduct **comprehensive credit analyses of prospective and existing clients to evaluate creditworthiness.
- **Establish **credit limit for new customers and review changes for existing customers.
- **Assess **and interpret financial statements, credit reports, and other credit-related data to identify potential risks.
- **Analyze **credit risk exposure and recommend risk mitigation strategies.
- **Ensure **compliance with regulatory and internal credit policies and procedures**.**:

- **Participate **in the development and implementation of credit risk policies and procedures.
- **Communicate **credit risk findings and recommendations to key stakeholders.

**Requirements**:

- Bachelor’s degree in finance, economics, accounting, or a related field
- At least 5 years of experience years in credit analysis and risk management, preferably in a financial services institution and corporates
- Strong analytical skills with the ability to interpret financial statements and credit reports.
- Understanding of regulatory and compliance requirements related to credit risk management.
- Knowledge of credit risk assessment methodologies and tools
- Proficient in Microsoft Excel, with experience in building and maintaining complex financial models.
- Excellent communication skills with the ability to convey complex information clearly and concisely.



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