Egypt - Country Credit Manager

**ROLE DESCRIPTION**

Oversee our Credit operations in Egypt and review all credit requests, perform credit investigations and approve/disapprove credit with related terms, conditions or limits as well as authorize sales orders accordingly. Business partner to the sales leadership team.

**DUTIES & RESPONSIBILITIES**
- Evaluate the creditworthiness of potential customers.
- Provide recommendations tied to analysis and assessment of credit risk.
- Liaise with local Credit Insurance Company
- Liaise with customers to ensure the local debt is collected in time as per agreed timelines
- Supporting LC negotiations and any other financial instruments
- Complete Customer account reviews including analysis of financial accounts to support new and ongoing credit facilities
- Undertake Customer development/risk management visits with necessary stakeholders where appropriate
- Perform analysis to support credit risk strategy, policy, and process development including alternative financial offerings
- Manage and action alerts/notifications from various sources to ensure risk exposure is minimized/neutralized
- Monitor and maintain an overview of legal collection cases
- Manage and action Customer accounts in administration/liquidation in association with the appropriate stakeholders
- Production and ongoing enhancement of credit reporting, providing timely and accurate monthly reports
- Provide support as necessary on ad hoc defined projects
- Up to date with legal, compliance, and market risk-related issues
- Advises the other managers in all matters concerning credit/financing (risky invoices, credit factors, legal aspects, contentious cases ).
- Identifies and takes appropriate action to collect past due accounts and solve difficult cases.
- Acts as a mediator in the event of a dispute between a customer and the sales team.
- Follows up and administers the accounts receivable and ensures that past due accounts are collected within the prescribed time frames.
- Keeps up to date on the legislative framework regulating financing/credit matters
and advises the general manager of any appropriate operational adjustments.
- Ensures compliance with all government regulations and bylaws.
- Takes part in management meetings.
- Performs other tasks, based on management requirements and instructions.
- **PERSON SPECIFICATION**
**Knowledge**
- Demonstrable credit control experience with a large company with the proven ability in credit risk identification and control
- This person must have the drive and confidence to interact regularly with customers & senior leader in the country sales organization
- Good knowledge of credit insurance
- Must have a good knowledge of collections activity
- Confident, assertive, and pragmatic approach with the ability to exercise judgment and discretion where appropriate.
- Professional ability to work independently, under tight deadlines, and make effective decisions.
- Outstanding analytical skills combined with the ability to present insight and recommendations.
- The role will include client-facing activities, requiring a personable and inquisitive personality, with the ability to gather large amounts of relevant commercial information from business owners in a short period of time.
**About You**
- Degree educated, preferably within a numerate discipline
- Good level of experience in a credit risk environment
- Strong understanding of the fundamental concepts of credit risk management
- Advanced Excel skills
- Excellent communication and presentation skills
- Demonstrable reporting experience
- Be willing to travel when required
- Communication skills, both with our partners and internal stakeholders

**Job Types**: Full-time, Permanent

Application Question(s):

- How many years of experience do you have as a Credit Manager?