Kyc Risk Officer Gbm France French Is a Must, Gsc

**Why join us?**

KYC Ops (headed up by Rekha Gomes) sits within Group Operations, reporting into **Sonali Goel**. The objective of KYC Ops, GBM is to provide Global Banking & Markets and top tier CMB clients with a globally consistent, and best in class KYC process, in over 80 countries. It ensures that KYC profiles are prepared in accordance with Group and Regulatory Policy, obtaining documents as required from the client/ relationship manager, undertake all the necessary due diligence checks and ensure appropriate escalation is followed according to Policy.

The KYCS Service function has onshore hubs in New York, London, Dubai, Paris and Hong Kong and supporting GSC centres in India, Philippines, China, Poland and Mexico. KYC Operations is responsible for providing centralized KYC production, validation of clients in support of both client on-boarding and periodic maintenance of client information. It has been tasked with creating a KYC utility service to provide a consistent approach for KYC across the 87 countries of the Group for Global Banking and Markets clients, CMB and RBWM as part of the overall Global Standards Project. The organization is expected to go through a transformation for the next 5 years where new policies, processes and technologies will be implemented. Throughout this time, the organization will need a dedicated, senior process manager that will drive organization’s continuous improvement activities.

**The Opportunity**:

- Meet targets on productivity and quality as per the targets and metrics defined for the process.
- Instructions/requests to be correctly interpreted, understood and implemented.
- All requests to be processed as per the agreed SLA, with 100% quality, keeping in mind the procedure applicable for respective processes, audit and compliance requirements as well as the risks involved
- Ensure any procedural updates implemented as required, once cascaded.
- Gain complete / end-end process knowledge
- Collaborate with peers and management to achieve the business goals.
- Needs to be adept and flexible to rapidly changing business, internal scenarios and unexpected events
- Ability to understand complex concepts and extract relevant information from extensive documentation quickly
- Fast learner and have a “can do” approach

**What you’ll do**:
Impact on the Business:

- Analyze the risk associated with the client in accordance with regulatory requirements
- Review/update KYC profiles for sign off in accordance with the Group Policy, regulatory requirements and Sign off authority
- Recommend/undertake further due diligence where required. Refer adverse findings. Ensure a conclusion is reached with regard to risk, additional due diligence
- High Quality output on both productivity and quality is expected with mínimal or nil rework,
- Foreseeing the risks and adopting new policies, technology changes and changes with ease, Cohesive working with colleagues and other members Undertake reviews of extended due diligence to assess risk. Provide comments and escalate to Compliance for agreement and approval
- Gather and analyze documentation in accordance with regulatory KYC requirements
- Would be working on Account activation end-to-end.

Customers / Stakeholders [COMPLETE 3-4 AREAS]
- Facilitate account activation of newly onboarded clients.
- Undertake screening checks. Review hits to determine course of action. Refer to as required
- Escalation route needs to be adopted keeping the line manager in loop,
- Following procedures is mandatory
- Demonstration of service oriented approach through usage of all tools / job aids provided

**Leadership & Teamwork**
- Ensure the KYC escalation policies are followed
- Ensure timely escalation of issues as appropriate
- Support Line Manager in handling exceptions and escalations
- Ability to articulate at the respective resolution forum regarding the pendency in the backlog
- Issues identified or brought to the notice
- Contribution through own performance towards teams’ objectives on key metrics

**Operational Effectiveness & Control**:

- Provide timely, high quality and flexible insights into current month’s performance and highlight key issues and challenges
- Understand the risk implications of the job and deliver in line with expectations
- Quality targets met consistently

Requirements

**What you will need to succeed in the role**:

- Ability to speak and understand French and English fluently, write business letters and reports, and have good conversational French language proficiency of Level-C/Above - Business Level French proficiency in written, comprehension and spoken skill.
- Excellent understanding of KYC, financial regulatory environment and AML risk implications
- Previous experience in Wholesale Operation is a plus
- Thorough understanding of legal structures of various client types: financial institutions, corporate, quoted companies, private companies, funds, SPV’s.
- Proven skill sets in analysing