Treasury Specialist

At EBANX, you'll help expand access to payments and technology in some of the world's most dynamic markets. We're a
unicorn-status fintech
,
AI-powered
, and scaling fast across
29 countries and counting
.

Our platform connects leading global companies to more than
1 billion consumers
, enabling seamless cross-border payments where it matters most. We build with purpose, move with speed, and create solutions that are both innovative and inclusive.

If you're looking to be part of a company that's transforming the future of payments with
clarity
,
ambition
, and
real-world impact
— we'd love to meet you.

In the corporate areas, we work behind the scenes to ensure everything runs smoothly. We provide the strategic support that keeps EBANX connected, efficient, and ready to grow. From technology to finance, every team collaborates to enable projects and turn challenges into opportunities.

The Africa/ EMEA Treasury team is the financial engine that enables EBANX's international growth and ensures the stability and efficiency of its financial operations across diverse markets, particularly in high-growth, complex regions like Africa.

Main Responsibilities and Contribution to EBANX's Business

We are the stewards of EBANX's liquidity and financial risk, ensuring that the company can seamlessly convert and move funds across borders to meet merchant and business needs.

• Financial Infrastructure Setup: We are responsible for establishing and maintaining the critical financial architecture—including banking and broker relationships—required to operate in new markets, ensuring we can transact locally and comply with complex local regulations (e.g., South African Exchange Control).
• Liquidity Management: We actively manage and optimize cash balances and exposure across various currencies and bank accounts to ensure funds are available when and where they are needed for timely payment settlements.
• FX Risk Management and Cost Optimization: We execute daily FX trades to cover our settlement needs, focusing on optimizing FX spreads and mitigating currency exposure in volatile markets, directly impacting the company's profitability (FX Efficiency).
• Reports for HQ (Brazil): We proactively report and create new dashboards/ reports to give an overview of what Africa/ EMEA Treasury is managing in terms of costs, FX, liquidity etc.
• Payments: ensure timely payments and procedures accross the region.

Problems the Team Helps to Solve:
Operational Bottlenecks - Converting highly manual, time-consuming processes (like Capitec Pay transfers) into scalable, controlled workflows to keep up with hyper-growth (e.g., onboarding major merchants like Temu).

Foreign Exchange Risk - Mitigating exposure to volatile local currencies and aligning local trading/hedging with our global FX strategy to protect financial results.

Regulatory Compliance - Ensuring all cross-border transactions, settlements, and banking activities strictly adhere to local laws and central bank regulations, preventing massive fines or operational suspension.

Business Contingency - Addressing the lack of segregation of duties and local fallbacks, particularly for time-sensitive FX hedging, to guarantee continuous, risk-managed operations.

Connection with Other Areas

We are a central hub within the organization - we need to partner with regulatory and compliance to ensure we have the right information to follow the rules we need. We partner with legal to ensure EBANX has the best agreements we could potentially have. We also partner with FP&A and accounting - we provide accurate transaction records, control reports, and documentation for financial reporting and external/internal audits. And we are strategic partners for Commercial/ Product, providing the financial infrastructure (banking, liquidity, FX execution) necessary to launch and scale operations in new countries.

Impact on Business Results

The team's contribution is measured by the tangible improvement in EBANX's core financial health and growth enablement:

• Key Deliverable: Timely and cost-efficient execution of all cross-border payment settlements.
• Success Indicator: Improvement in FX Spreads/Results and the successful, compliant establishment of financial infrastructure in new strategic markets (a key part of the Global Expansion strategy).
• Strategic Impact: Directly supports our strategy by boosting FX Efficiency, strengthening Risk & Governance, and enabling Global Expansion. Without our efficiency, EBANX would face increased FX costs, operational delays, and limited ability to onboard high-value merchants.

EBANX offers:

• WAVES Program:
  Annual bonuses based on the company's performance.
• Meal/Food Allowance:
  Credit provided on a flexible benefits card.
• EBANX Education:
  Financial support for undergraduate, graduate, and MBA programs to support your professional growth.
• EBANX Skills:
  Budget dedicated to workshops, courses, and certifications to encourage your continuous development.
• Language Classes:
  Spanish, English, and Portuguese lessons for your personal and professional development.
• EBANX Health:
  Comprehensive medical and dental plans fully covered for the employee, plus subsidies for dependents to take care of your and your family's well-being.
• EBANX Family:
  Childcare assistance, extended parental leave for caregivers, and support programs for pregnant employees and children.
• Life Insurance:
  Fully paid by EBANX.
• Transportation:
  Parking assistance or transportation vouchers, depending on your needs.
• EBANX Flexible:
  A special day off on your birthday, semi-flexible working hours (8 hours/day, Monday to Friday), and year-end recess between Christmas and New Year's without affecting your vacation days.
• EBANX Play:
  Well-being program including access to Wellhub, e-Sports, and partnerships with SESC.
• Blue Club:
  Exclusive discounts at bakeries, restaurants, stores, courses, and more.

Follow us on LinkedIn and check out our Instagram to learn more about the #ebanxlife.