Senior Consultant/Manager

• Conduct data cleansing for financial and accounting datasets to achieve standardization and uniformity.
• Develop, optimize, and validate credit risk quantitative models to enhance their application in loan approval, default prediction, and credit scoring.
• Utilize statistical and machine learning methods to build credit risk models, improving their predictive power and stability.
• Participate in projects applying AI techniques to credit risk management, exploring the use of deep learning, reinforcement learning, and other advanced methods in credit scoring and default prediction.
• Analyze and process multi-source heterogeneous data (e.g., transaction data, social data, behavioral data) to improve data quality and design effective features.
• Ability to build and apply a strong knowledge of methodologies, frameworks, processes, assets, and tools to develop and implement effective data driven solutions
• Support and deliver risk advisory projects; producing high quality project deliverables as per the expected scope and timelines
• Support business development including sales bidding processes and contract management
• Participate in eminence building initiatives to strengthen Deloitte's leading position in the provision of risk advisory services, e.g. participating in events and publications
• Contribute to the continuous development and improvement of advisory tools and methodologies
• Support Deloitte's relationship with key financial services institutions, industry representative bodies and regulatory bodies in Hong Kong and beyond

During your tenure with us, you will demonstrate and develop your leadership and professional capabilities in the following areas: Inspiring, Creating purpose, Driving agility, Building diverse capability, Influencing, Collaborating, Delivering value, Building the business, Analytical acumen, Effective communication, Engagement management/delivery excellence, Managing change, Managing quality & risk, Sales excellence, Strategic thinking and problem solving, and Tech savviness.

Education:

• • Bachelor's Degree in Finance, Economics, Engineering, Risk Management, Quantitative Finance, Law, or a related field.

Experience:

• • 3-5 years of industry experience in leading advisory firms, banks, insurers, exchanges, regulators, credit agencies, brokerage, private equity, asset management, tech firms/start-ups, or experience related to credit risk quantitative modeling and AI algorithm applications.
• Hands-on experience in data analysis, feature engineering, and model validation within the financial sector.

Technical Skills:

• • Strong understanding of credit risk management frameworks with expertise in statistical, machine learning, and AI techniques, particularly deep learning and natural language processing.
• Proficient in credit risk model algorithms and operations, including logistic regression, decision trees, clustering, and neural networks.
• Extensive experience with financial institution data, including familiarity with credit approval processes and data cleaning/analysis of both retail and non-retail loans.
• Skilled in processing external data (e.g., PBOC, tax-related, and judicial data) and handling both structured and unstructured data. Familiar with methods for addressing abnormal data.
• Proven experience in credit risk model development, including model deployment, verification, optimization, and continuous monitoring.
• Proficient programming skills, with expertise in SAS, Python, or SQL, and machine learning libraries such as sklearn and PyTorch.

Professional Qualifications:

• • FRM, CFA, SAS related or equivalent certification.

Soft Skills:

• • Experience working in complex matrix environments; international outlook with cultural sensitivity.
• Familiarity with the evolving regulatory landscape affecting financial institutions.
• Excellent communication and collaboration skills, with the ability to work effectively within teams.
• Fluency in written and spoken business English; fluency in Chinese is an advantage.
• Ability to support transformation and change initiatives, demonstrating enthusiasm, drive, and effectiveness.

For more than 100 years of history, Deloitte witnessed also had the honor to be part of the economic boom in China by providing industry-leading audit & assurance, consulting, risk advisory, financial advisory, tax & business advisory services to nearly 90% of the Fortune Global 500 Chinese companies and thousands of private companies. Deloitte China today carries on our centenary professionalism and strives to become the undisputed leader in professional services in China with strong responsibility and capabilities in digitalization and multidisciplinary services.

Deloitte has been named China's Top Employer since 2006, Universum's Most Attractive Employer in China since 2008, and the Best Workplaces in Greater China since 2019.

All qualified applicants will receive consideration for employment regardless of their background, experience, identity, ability or thinking style, and if you need assistance during the application process for accessibility reasons this is available upon request. The preferred candidate will be subject to background screening by Deloitte China or by their external third-party provider.

Accessibility assistance

If you need assistance or an accommodation during the recruitment process for accessibility reasons, there will be an opportunity for you to let us know what you need once you begin your application.

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