Product Manager

2 weeks ago


مصر, Egypt Standard Chartered Full time

**Job***: Property / Corporate Real Estate

**Primary Location***: Africa & Middle East-Egypt-Cairo

**Schedule***: Full-time

**Employee Status***: Permanent

**Posting Date***: 01/May/2023, 7:25:13 AM

**Unposting Date***: 15/May/2023, 5:59:00 PM

**The Role Responsibilities**
- Manage and delivery the end-to-end product objectives within the country for FSS in alignment with global objectives for the product line, including financial and non-financial performance, enhancement of capabilities, product and client access future strategies, and oversight of risk and governance in alignment with the Product Head FSS and/ or Country head.
- To ensure appropriate adherence to internal policies and guidelines, a centralized governance function will be created in the Regional Clusters.

**Strategy**
- Directly responsible for articulating the product strategy and executing product initiatives on the annual operating plan in the country for the product in conjunction with the Country FSS head and/or Head of Product FSS
- Develop jointly with the Sales team a local strategy to meet country objectives, in line with the overall Financial Markets and FSS strategy
- Drive end to end product performance, improving efficiency through the e-agenda, straight through processing, ensuring scalability to grow

**Business**
- Directly responsible for the FSS product P&L within the country Have clear responsibility over pricing for products and management of assets, contingents, and for the allocation of AUM (FSS)
- Directly responsible for driving investment business cases and the business operating model for the product line
- Determine standard product pricing and monitor collection of fee and NII for the product line.
- Conduct ongoing competitor analysis to capture the opportunities, mitigate the threats and deliver financial performance. Recommend and plan actions to build or reinforce our competitive edge
- Responsible for commercialization of new product capabilities by ensuring commercialization plans, targets and infrastructure to maximize success for it launch
- Understand the needs of customers and prospects, and implement structures and solutions to meet these needs ensuring delivery of FSS
- Provide ongoing support and training to FSS sales, CC, GM, Risk and Ops staff to provide assistance to facilitate the closure of large or complex deals.
- Maintain high level client interaction. Approximately 20% of your time should be spent on client-related activities focused on strategic topics that help understand client needs and ensure an appropriate set of solutions delivered.

**Processes**
- Directly responsible for understanding customer needs and develop the client value propositions that will address them across all client segments
- Sponsor launches of product enhancements, new products, as required for FSS. Work jointly with Sales and Marketing to develop collaterals for local market, communicate product launches, organize customer events and develop a sales campaign strategy to ensure that the new products meet planned volume and revenue targets
- Ensuring global training initiatives are executed across all countries in the region in line with the global commercialization agenda.
- Act as the main conduit for championing to Central Product for the product line and Client Access all investment cases (BRD or PAR or its equivalent) for product development or enhancements and for local regulatory requirements

**People and Talent**
- Be a lead market advocate for FSS for the product line in the regional markets participating and representing the Bank in industry bodies and market forums. Build strong relationships with key regulators governing product line.

**Risk Management**
- Identify and mitigate the Operational, Credit, Regulatory and Business conduct risks relating to SS products within the region.

**Governance**
- Ensure country compliance on Group standard for Audit, Control and financial reporting including reporting of risks to BNFRF/CNFRF/ CEF
- Work with operations to improve overall service standards and to ensure that quality of service to customers remains superior to competition
- Ensure timely renewal of country addendums (CAs) to PPGs and proactively work with stakeholders to identify and quantify new and existing risks. Actively participate in NPC roll out and execution in the region.
- Work in partnership with country and FSS BORM
- Participation in BNFRF/CNFRF for FSS
- Understand and help manage ALCO decisions and the impact thereof for FSS
- Ensure that a proper Country Addendum (CA) is in place for all products and channels offered
- Ensure that there is a country pricing policy, by product, which reflects relevant local regulatory requirements with L&C approvals, standard pricing, approval matrix for deviations, client communication method, incl. templates and disclaimers, and guidance on storage of documents
- Ensure FSS pricing policy is in place and adhered to
- Quarterly independent ch


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